Housing Program with Home Guarantee Corporation
Rang-ay Bank further strengthened its commitment to continuous learning and service excellence by conducting a re-training program for its officers and staff in partnership with the Philippine Guarantee Corporation (PhilGuarantee), formerly the Home Guarantee Corporation (HGC). The sessions highlighted loan guarantees, risk management, and housing finance support—equipping employees with updated knowledge and strategies to better provide housing loans to the people.
Rang-ay Bank President and CEO emphasized that the bank offers housing loans for a wide range of purposes—whether for the purchase of a new home, construction of a house, renovation, or extension of an existing home. In 2024 alone, the bank released a total of ₱108 million in housing loans, a testament to its role in supporting homeownership. PhilGuarantee likewise expressed its support for the collaboration, underscoring the importance of rural bank partnerships in promoting financial inclusion, supporting MSMEs, and advancing housing security across Region I and CAR.
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Rang-ay Bank Honored at PeraHub Summit 2025
Rang-ay Bank Luna (LU) Branch received the Top 2 Award in the Regional Category for Western Union remittance service, based on 2024 transaction volume, during the awarding ceremony held on May 15, 2025 at Hotel Seoul, Clark, Pampanga. The Regional Category includes business partners with branch locations in a specific region—such as Rang-ay Bank, which operates branches throughout Region 1 and the Cordillera Administrative Region (CAR).
In addition, Rang-ay Bank was recognized as a Dedicated PERAHUB Partner for five consecutive years, highlighting its commitment to accessible and secure remittance services in the countryside. The awards were received on behalf of the bank by Rang-ay Bank Area Manager for South Branches, Mr. Joey Dingle.
Remittance providers like Western Union, Transfast, Cebuana Pera Padala, Remitly, Metrobank, and USSC—partnered with global providers such as Ria Money Transfer, EMQ Limited, Tranglo, Xoom, AI Ansari Exchange, and Pangea Money Transfer—are serviced at all 31 Rang-ay Bank branches as the bank continues to provide essential financial access across North Luzon.
Transport Cooperative Financing
Transport Cooperative Financing
Rang-ay Bank proudly supports the Luna La Union Transport Cooperative (LLUTC), a dedicated group providing safe and efficient transportation to the people of Luna and nearby communities. As part of its commitment to countryside development, the bank empowers local cooperatives that are vital to regional progress.
Through this support, LLUTC acquired 2 units of the Urban Spirit Class 3 modern vehicles, each valued at ₱2.3 million, Rang-ay Bank helps strengthen the operations of LLUTC, ensuring they have access to the resources and guidance needed to grow and sustain their services. The bank believes in the power of cooperatives to create meaningful impact, not only in transportation but also in livelihood generation and community connectivity.
This initiative reflects Rang-ay Bank’s commitment to inclusive and sustainable development. As a community bank with deep roots in Northern Luzon, Rang-ay Bank stands with organizations that uphold the values of service, cooperation, and resilience. Supporting LLUTC and the reliable modernization of jeepneys in La Union promotes safer, more efficient, and environmentally sustainable transport—one of the many ways the bank advances financial inclusion and progress across the region, ensuring no community is left behind.
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