REGULAR TIME DEPOSIT – represents interest-bearing deposits with specific maturity dates, evidenced by a certificate of time deposit.

SPECIAL SAVINGS DEPOSIT – is a kind of term deposit evidenced by a passbook. An interest bearing bank deposit account that has a specified date of maturity. A minimum term of 30 days or one (1) month and a maximum term of 540 days or eighteen (18) months.

GOLD SAVER 5 – is a term deposit evidenced by a Certificate of Time Deposit. An interest bearing bank deposit account that has a specified date of maturity and has a term of five (5) years and one (1) day or 1,827 days. This kind of term deposit is tax free if not preterminated within the specified period.